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Dubai skyline at sunset - UAE Golden Visa property investment opportunity

UAE Golden Visa | Real Estate Investment 2026

UAE Golden Visa Through Dubai Property Investment

Secure a 10-year renewable UAE Golden Visa by investing AED 2 million or more in Dubai real estate. Your family included. No employer sponsor required. Realty Access guides you from property selection to visa approval — free of charge.

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AED 2M
Minimum Investment

10 Yrs
Renewable Residency

100%
Property Ownership

0%
Income Tax

Family
Spouse & Children Included

Long-Term UAE Residency Through Real Estate Investment

The UAE Golden Visa is a long-term residency programme introduced by the UAE Government in 2019 and significantly expanded in 2022. It allows foreign nationals to live, work, and study in the UAE without the need for a local employer sponsor. The programme offers 5-year and 10-year renewable residency to real estate investors, entrepreneurs, and skilled professionals.

For property investors, the most accessible pathway to the UAE Golden Visa is purchasing Dubai real estate worth a minimum of AED 2,000,000 (approximately USD 545,000). The property can be ready-to-move-in or off-plan, and mortgaged properties qualify provided the equity already paid to the bank equals or exceeds AED 2 million. At Realty Access, our RERA-certified team specialises in identifying qualifying properties in Dubai, managing the Dubai Land Department (DLD) registration, and handling the full Golden Visa application — at no additional cost to you.

Whether you are looking to buy property in Dubai for personal use, rental income, or long-term investment, the UAE Golden Visa makes Dubai one of the world’s most attractive destinations for high-net-worth individuals and families seeking a stable, tax-free base.

Key Benefits of UAE Golden Residency

UAE Golden Visa Benefits - 10 Year Renewable Residency, Sponsor Family, No Employer Sponsor, Live Work Study UAE, Full Property Ownership, 0% Income Tax

5-Year vs 10-Year UAE Golden Visa: Full Comparison

Feature5-Year Golden Visa10-Year Golden Visa
Minimum Property ValueAED 750,000AED 2,000,000
Property TypeReady (completed) onlyReady or off-plan
Mortgaged Property✗ Not eligible✓ Eligible (if equity ≥ AED 2M)
Sponsor Family✓ Spouse & children✓ Spouse, children & domestic staff
Minimum Stay RequirementMust enter UAE every 6 months✓ No minimum stay required
Renewable✓ Yes✓ Yes
Employer Sponsor Required✓ Not required✓ Not required
Best ForBudget-conscious investors entering Dubai marketLong-term residents, families, and HNW investors

UAE Golden Visa Eligibility Criteria

🏠

Real Estate Investor

Purchase one or more UAE properties with a combined DLD-registered value of AED 2,000,000 or more. Mortgaged properties qualify if the paid equity reaches AED 2M. Both Dubai and Abu Dhabi properties are eligible.

💼

Entrepreneur

Founders of UAE-registered companies with a minimum capital of AED 500,000, or holders of a patent or innovative project approved by a UAE government entity or accredited incubator.

🎓

Talented Professional

Doctors, scientists, engineers, artists, and athletes with exceptional achievements recognised by a UAE government body or an accredited international organisation.

👨‍👩‍👧‍👦

Family Members

Spouse, children (of any age if unmarried), and domestic workers can all be sponsored under the primary Golden Visa holder’s residency without additional salary requirements.

How to Get Your UAE Golden Visa in 2026

5-Step Process to Apply for UAE Golden Visa Through Dubai Real Estate Investment 2026

UAE Golden Visa Costs & Fees 2026

Property Investment

AED 2M+

Minimum DLD-registered property value. This is your investment, not a fee — the property retains its value.

DLD Transfer Fee

4%

Dubai Land Department transfer fee, calculated on the purchase price. Paid once at registration.

Property Valuation

AED 2,500–4,000

RERA-approved valuation certificate confirming the property meets the AED 2M threshold.

Golden Visa Application

AED 2,800–4,000

Government application fees including ICA processing, Emirates ID, and visa stamping.

Medical Fitness Test

AED 320–700

Required health screening at a UAE-approved health centre. Per applicant including family members.

Realty Access Fee

FREE

Our Golden Visa guidance and application management service is completely free of charge to buyers.

All fees above are approximate and subject to change. Realty Access provides a detailed cost breakdown during your free consultation. Our service fee is zero — we are compensated by the developer or seller, not by you.

Top Dubai Areas for Golden Visa-Qualifying Properties

Downtown Dubai

Home to Burj Khalifa and Dubai Mall. Premium apartments with strong capital appreciation.

From AED 2M

Dubai Marina

Waterfront living with high rental yields. Popular with expats and investors alike.

From AED 2M

Palm Jumeirah

Iconic island address. Villas and apartments with exceptional lifestyle and ROI.

From AED 2.5M

Business Bay

Dubai’s commercial hub. Strong rental demand from professionals and corporate tenants.

From AED 2M

Dubai Hills Estate

Master-planned community with golf course. Family-friendly villas and townhouses.

From AED 2.2M

Jumeirah Village Circle

Affordable entry point with strong rental yields. Ideal for first-time Dubai investors.

From AED 2M

Required Documents for UAE Golden Visa Application

Title Deed / SPA

Original Title Deed from the Dubai Land Department, or a Sale & Purchase Agreement for off-plan properties with NOC from developer.

Passport Copy

Valid passport with minimum 6 months validity for the applicant and all family members to be sponsored.

Emirates ID (if applicable)

Existing UAE Emirates ID if you are already a UAE resident. New applicants will receive their Emirates ID as part of the Golden Visa process.

Property Valuation Certificate

Official valuation certificate from a RERA-approved valuation firm confirming the market value is AED 2 million or above.

Bank Mortgage Letter

If the property is mortgaged, a letter from your bank confirming the paid equity amount equals or exceeds AED 2 million.

Health Insurance

Valid UAE health insurance policy covering the applicant and all sponsored family members for the visa duration.

Medical Fitness Certificate

Medical fitness certificate from a UAE-approved health centre, arranged after initial approval from the ICA.

UAE Golden Visa FAQ — Frequently Asked Questions

Start Your UAE Golden Visa Journey Today

Our RERA-certified Golden Visa specialists are ready to guide you from property selection to visa approval — completely free of charge. Speak to us directly on WhatsApp for an instant response.

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View AED 2M+ Qualifying Properties